Community Finance · ROSCA Platform
The stokvel, reimagined for the digital age. Ubuntu Pools brings transparent, community-governed savings cycles to your phone — no bank required.
How it works
Connect via WhatsApp. A pool facilitator verifies your identity and sets up your cycle — no paperwork.
Each member contributes a fixed amount via Dodo Payments. All flows are recorded and visible to the group.
Members rotate to receive the full pool pot. The order is agreed by governance vote before the cycle begins.
Every member receives once. The cycle closes, the record is archived, and the community decides whether to renew.
Join the founding pilot cycle
Manual facilitation · Small cohort · Real money · Real governance
Governance
Pool structure
ROSCA / Stokvel
Payment rails
Dodo Payments
Onboarding
WhatsApp-native
Dispute resolution
Community vote
Oversight
VV LLC · Veto gate
Phase
Manual pilot